Post-retirement benefits

Summaries of benefits

How to Access GroupNet
-All retired employees

Extended Health Care Plan & Prescription Drug Coverage
-Employees formerly represented by: CUPW, PSAC, APOC, CPAA and RSMC
-Management & Exempt employees – retired prior to January 2, 2011

Extended Health Care Plan & Health Care Spending Account
-Management & Exempt employees retiring on or after January 2, 2011

Request for Drug Exception Form / List of Covered Drugs
-All retired employees

Global Medical Assistance & Emergency Out of Country Coverage

Dental Care Coverage

Life Insurance Coverage

Freedom to Choose
An individual health and dental plan offered to employees who terminate/retire and are not eligible for post-retirement benefits

Benefits Overview – Retirees residing outside of Canada under 51391

Benefits Overview – Retirees residing outside of Canada under 162954

Claims - GroupNet and forms

Canada Life's GroupNet allows you to submit claims online, receive payment quickly by direct deposit and access your claims history and coverage summary. You can sign up at Groupnet.

You can also submit your claims by mail using the forms below.

Extended Health Care & Prescription Drug Coverage (51391)
-Employees formerly represented by: CUPW, PSAC APOC and CPAA
-Management & Exempt employees – retired prior to January 2, 2011

Extended Health Care Plan & Health Care Spending Account
-Management & Exempt employees retiring on or after January 2, 2011

Dental Care (51057)

Letter/Form - Declaration of full-time studies for over-age dependent students (retired plan member benefit plans)

Benefits fraud - you can help prevent it.

Monthly contribution rates

Monthly contribution rates for retired employees and survivors
-Employees formerly represented by CUPW – retired on or after April 1, 2013
-Employees formerly represented by PSAC/UPCE – retired on or after August 12, 2014 and before June 26, 2018
-Employees formerly represented by RSMC – disability retirements on or after January 1, 2016 & regular retirements on or after January 1, 2018


Monthly contribution rates for retired employees and survivors
-Employees formerly represented by APOC – retired on or after April 1, 2015
-Employees formerly represented byCPAA – retired on or after December 1, 2016
-Employees formerly represented by PSAC/UPCE – retired on or after June 26, 2018

Monthly contribution rates for retired employees and survivors
-Employees formerly Management & Exempt – retired on or after January 2, 2011


Monthly contribution rates for retired employees and survivors
-Employees formerly represented by CUPW – retired on or after September 30, 2003 and before April 1, 2013
-Employees formerly represented by PSAC/UPCE – retired on or after January 1, 2006 and before August 12, 2014
-Employees formerly represented by APOC – retired on or after February 1, 2006 and before April 1, 2015
-Employees formerly represented by CPAA – retired on or after January 1, 2007 and before December 1, 2016
-Employees formerly Management & Exempt – retired on or after April 1, 2004 and before January 2, 2011


Monthly contribution rates for retired employees and survivors
-Employees formerly represented by CUPW – retired before September 30, 2003
-Employees formerly represented by PSAC/UPCE – retired before January 1, 2006
-Employees formerly represented by APOC – retired before February 1, 2006
-Employees formerly represented by CPAA – retired before January 1, 2007
-Employees formerly Management & Exempt – retired before April 1, 2004


Payment of premiums

Type of benefit Payment

Basic life insurance

By deductions from your pension benefit.

Health and dental insurance

By monthly withdrawals from your bank account. You must provide a void cheque to Canada Life.